• 70°
franklin county times

Money Matters: Become more cyber secure by following these tips

As our screen time ever increases, you can be sure cybercriminals and malicious activity also continue to grow. Your financial institution invests a lot of money, time and energy to be sure they’re keeping your financial livelihood safeguarded – but just as important is what we are doing on our own to protect ourselves from becoming cyber-event victims.

Be proactive and relentless in your efforts to protect your personal financial information. Here are a few tips to keep at the forefront.

1

Think before you click, always! Scams get more sophisticated by the nanosecond. Do not click on any link if you don’t feel 100 percent sure about it, especially attachments in email and text messages. When unsure, instead of clicking, go directly to the source. Package delivery notifications are a common trap. Even if you’re expected something, it’s safest always to go back to the source to confirm.

2

Choose strong passwords. Yes, we are all on password overload, but they are crucial to safety. Never share passwords and don’t store them on your devices. If you get hacked, everything is already unlocked for the bad guys. Robust passwords are the locks on the cyber doors and windows of your financial house.

3

Keep a handle on your financial correspondence. Review your account activity regularly and be on the lookout for anything suspicious. Also, make sure your financial institution has your correct contact information. It’s amazing how many times people get a new phone number and never tell their bank – and that is the number the bank calls when there is an issue with your account.

4

Use your own device – and secure it. Avoid public computers or devices when accessing your financial information. Public computers can contain software that capture passwords and PINs. Further, be sure to secure your device by installing updates as they become available.

5

Enable multi-factor authentication, a key control to significantly reduce the likelihood of a cybercriminal taking over a customer account. MFA uses two or more different types of identifiers to let you log into your account, such as a password plus a code sent by text message or a physical identifier, such as fingerprint, voice or facial recognition.

If you ever think your personal information has been stolen or compromised, take immediate action. First, notify the firm or affected account as soon as possible. Then, change passwords on the breached account and any other account that has the same login. You can also put a fraud alert on your file with each of the credit bureaus.

Franklin County

PHOTOS: NWSCC Phil Campbell campus presents ‘Shrek the Musical’

News

Russellville Main Street welcomes new executive director

News

BTCPA announces final production of season

News

Wynette Grammy finds home at Red Bay Museum

Franklin County

Northwest Shoals receives $1.3M to enhance rural healthcare education

Galleries

PHOTOS: RHS Musical Theatre presents ‘The Wizard of Oz’

Franklin County

Northwest Regional Library announces audiobooks by mail program

Franklin County

Republican primary run-off election for county commission seats takes place April 16

News

Historic Roxy Theatre celebrates 75th Anniversary with upcoming entertainment

Franklin County

PROGRESS 2024: Veteran Spotlight – Mark Dunbar

Franklin County

Franklin County makes seven drug trafficking arrests

Galleries

Why Knot car show cruises into downtown Russellville

News

Get free weather radio at VFDs

Franklin County

PCHS FBLA hosts Little Miss Dream Girl Pageant

Franklin County

PROGRESS 2024: Veteran Spotlight – Johnnie Pounders

Features

Sam Warf: From Tennessee to the White House and beyond

Franklin County

PROGRESS 2024: Veteran Spotlight – Mousey Brown

News

Russellville First Baptist Church receives historical marker

Franklin County

PROGRESS 2024: Meeting a higher standard – Russellville High School JROTC

News

RCS BOE announces new superintendent  

News

Miss Dream Girl Pageant names winners

Franklin County

First Metro Bank hosts FAME Girls’ Ranch donation drive

News

PCHS holds annual Shelby Grissom Memorial Fashion Show

Franklin County

PROGRESS 2024: VFW Post 5184 – ‘No One Does More For Veterans’

x